Need an appraisal in Meridian or Ada County?

The top seven reasons ID homeowners hire IdaHome Appraisal, Inc.:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
Remove PMI to cut a mortgage payments
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in ID by determining the true market value of real estate in question

Do you own a house in or near Meridian? Do you need help determining the price of your real estate?
Contact IdaHome Appraisal, Inc..

We at IdaHome Appraisal, Inc. understand the individual needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our client, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at IdaHome Appraisal, Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At IdaHome Appraisal, Inc., we're veterans in helping consumers just like you abolish unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from IdaHome Appraisal, Inc. is your best weapon.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. IdaHome Appraisal, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have an expert double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.